Northern Ontario Hockey Association

110 Lakeshore Dr. , North Bay Ontario P1A 2A8

Tel: (705) 474-8851  Fax: (705) 474-6019  E-Mail: noha@noha.on.ca        

Letter to Associations and Teams - Staff Helmets - Sept 27, 2010

Specialty Instructors Insurance - September 20, 2010

OHF Insurance Booklet 2006-2007

Safety Requires Teamwork! Booklet

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Date:               November 1, 2004

File:                 i05-14 Lease Agreements – Important Information         

From:              Glen McCurdie, Director – Insurance and Membership Services

SUBJECT:   Lease Agreements – Important Information       


 

Ladies and Gentlemen:

Every year, Associations go about the business of arranging for the use of sporting facilities.  Most of these facilities are owned and operated by the Municipalities and the rest are private operators.  The process involves negotiating the price for the use of the facility, the times they will be used, among others.  Once an agreement has been reached, a lease agreement is drawn up and signed by the negotiator or the committee assigned to that task.

The agreement outlines the cost, timings and the responsibilities of the two parties.  All of these lease agreements have an insurance clause in them with certain requirements.  One or more clauses may be beyond your authority and you can not sign without taking personal responsibility for them.

The insurance part of the lease will more than likely have a Hold Harmless Clause.  In many cases, this clause has been extended to mean that you are responsible for someone’s injuries even if it is as a result of the actions or negligence of the owner/operator of the facility.  Therefore, by accepting this clause in the lease, you are taking full responsibility for how the arena is managed or mismanaged.  This includes maintenance, air quality, ice condition, security, emergency exits, wet spots on the floor, ammonia leaks, crowd control, non functioning smoke/heat detectors, faulty sprinkler system, structural defects and any other issue which may arise.

Furthermore, you are accepting to take on these responsibilities but your insurance company has not. Your insurer is insuring you and your operations not the operations of the recreational facility.  You can not increase your insurer's exposure to loss without his/her prior permission.  If you should sign a lease agreement in which you accept to cover the facility operator/owners liabilities without the prior permission of your insurer then you and your club/team/organization may be held personally responsible for the injuries or damages incurred.

If you are not certain that you understand what you are committing to, you should obtain legal advice or at the very least have the agreement approved by your insurer.

I would ask the Branches to give this information the widest circulation possible and if you have any questions please feel free to contact me.

Sincerely,

Glen McCurdie

Director, Insurance and Membership Services


Date: February 12, 2003

To: NOHA Associations

From: Gerry McCrory

Re: Insurance

We have received many inquiries about people on the ice during practices and on the bench and wish to provide you with the NOHA Policy.

To be on the bench as a carded official of a team, you must be a minimum of 16 years of age and at least two years older than the team you are carded with.  Also, once again this season, there will be no carding as a stickboy.  All coaches, assistant coaches, and trainers must be certified to go behind the bench and on a CHA Registration Certificate.

To be on the ice during practices the people must be on a CHA Registration Certificate and anyone who is giving instructions to the players must be a registered Coach or Assistant Coach. A player who goes on the ice to help during the practice must be in FULL Equipment as they are registered as players not Coaches. Parents are not to be on the ice or the bench as they are not a registered member and therefore are not covered by CHA Insurance.

Yours truly,

Gerry McCrory

NOHA Risk and Safety Management Chairman

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